Orac Partners — Profit Clarity Report

Know your real net profit — and exactly where your margin is going

A structured financial audit built for Nigerian businesses. Enter your monthly figures. Get a full profit and loss breakdown, a benchmark comparison against your industry, and the specific analysis your business needs.

Takes 5–10 minutes
Built for Trading, Manufacturing, Contracting & Services
Your data stays in your browser
4
Industry editions
10 min
To your full profit picture
1
Clear next step for every result
Orac Partners Profit Clarity Report
1
About
2
Revenue
3
Costs
4
Expenses
5
Owner
🏢
Step 1 of 5
Tell us about your business
This takes 60 seconds. Your answers shape the entire report — the benchmark, the cost structure, and the analysis.
Please enter your business name. Appears at the top of your report.
The report will be addressed to you personally.
Please select an industry. This determines how your costs are calculated and what a healthy margin looks like for your type of business.
The month these figures cover.
📈
Step 2 of 5
What did the business earn this month?
Enter your total sales — after any refunds or returns. This is the money the business actually collected, not invoiced.
Please enter your monthly revenue. Total money received from sales — this is your starting point. Everything else is subtracted from here.
Revenue is zero but costs are entered. Add your monthly revenue to calculate profit correctly.
📦
Step 3 of 5
What did it cost to deliver that revenue?
These are your direct costs — the money spent specifically to produce or deliver what you sold this month.
What your stock was worth at the start of the month.
Everything you bought to resell — the purchase cost, not the selling price.
Shipping, customs, port charges, and haulage — all costs to get stock into your warehouse.
Duties, inspection fees, handling — any other cost tied directly to buying stock.
What your unsold stock is worth at month end — reduces your cost because it wasn't sold yet.
Closing stock is significantly higher than opening stock plus purchases. Double-check this figure.
Cost of materials actually used in production — not purchased, consumed this month.
Wages for production floor staff only — the people who physically make your products.
Power and water used specifically in production.
Bags, cartons, labels — everything used to package finished goods before sale.
Servicing and repair of production equipment only.
Materials used on jobs you invoiced this month only — not ongoing sites.
Wages for workers on completed sites — the people doing the physical work.
What you paid external contractors on your completed jobs this month.
Renting or hiring plant and equipment on completed job sites.
Transport tied directly to completed sites.
Salaries for staff who do the actual client work — not admin or management.
External specialists brought in to deliver client work on your behalf.
Physical materials or software licences consumed while delivering a client project.
Gross Profit (Revenue − Cost of Goods)
Cost of goods exceeds revenue — selling below cost means a negative gross profit before any other expenses.
🧾
Step 4 of 5
What does it cost to run the business?
These are your operating expenses — the fixed and variable costs of keeping the business running, separate from what you spent to deliver your product or service.
Wages for all non-production staff — admin, sales, management.
Monthly cost of your office, showroom, or warehouse space.
Electricity, NEPA bills, diesel, generator maintenance.
Business vehicle costs not already counted in direct costs above.
Monthly bank fees, transaction charges, and overdraft interest.
Business airtime, data subscriptions, internet costs.
Anything spent to attract customers — ads, promotions, agency fees.
Stationery, subscriptions, general office running costs.
Any legitimate business expense not captured above.
Net Profit so far
Operating expenses exceed gross profit. Net profit will be negative — review your largest expense lines.
👤
Step 5 of 5
Almost done — the owner's position
These final figures complete the picture. They show what the business actually keeps after debt obligations, tax, and what you took home.
Monthly repayments on business loans — money that leaves to service debt.
Estimated tax on this month's profit — set aside to avoid year-end surprises.
How much you took out for personal use this month — your effective salary as owner.
Final Net Profit
Net Margin
Remaining in Business After Drawings
Drawings exceed net profit. The report will show a negative remaining business profit.
Orac Partners Your report is ready
Orac Partners
Business Independence
Profit Clarity Report
Business Name
Prepared by Orac Partners
Your Numbers
Monthly Revenue
Net Profit
Net Margin
PULSE STATUS: —
Benchmark Comparison
Your Net Margin
Industry Benchmark
Your Net Margin
Industry Benchmark
vs. Benchmark (₦)
Analysis
Margin vs. Benchmark
Cost Structure
Owner Position
Profit and Loss Summary
Orac Partners
© Orac Partners
This document is a management tool prepared for internal decision-making purposes only. It does not constitute audited financial statements, statutory accounts, regulated financial advice, tax advice, or legal advice. Business owners should consult a qualified accountant or financial advisor for statutory, regulatory, and compliance matters. Orac Partners — Abuja, Nigeria.